Advantages of Health Payment Accounts

Employers can choose from 3 types of accounts, depending on their needs:

• Health reimbursement arrangement (HRA)

• Health savings account (HSA)

• Flexible spending account (FSA)

Health Payment Account summaries for large and small groups

These documents provide comprehensive details on each account type, including eligibility, banking, funding, and employer configuration options.

• 213d health reimbursement arrangement (HRA) (PDF)

• Limited-purpose health reimbursement arrangement (HRA) (PDF)

• Deductible-only health reimbursement arrangement (HRA) (PDF)

• Health plan-only health reimbursement arrangement (HRA) (PDF)

• Health savings account (HSA) (PDF)

• Health savings account (HSA) with limited-purpose flexible spending account (FSA) (PDF)

• Medical flexible spending account (FSA) (PDF)

• Dependent care flexible spending account (FSA) (PDF)

Health Payment Account summaries with automatic payment for large groups

These documents provide comprehensive details on Health Payment Accounts available with automatic payment. For more information, review the account types below.

• 213d health reimbursement arrangement (HRA) with automatic payment (PDF)

• Deductible-only health reimbursement arrangement (HRA) with automatic payment (PDF)

• Health plan-only health reimbursement arrangement (HRA) with automatic payment (PDF)

Tools and resources

• Complete Suite. Our Complete Suite portfolio makes it easy to choose the right deductible HMO plan for any business. Custom plans are also available for large groups. For more information, please contact your sales representative.

• Health Payment Account one-sheet. Our Health Payment Account one-sheet (PDF) showcases our 3 types of account options.

• Consumer-directed health care (CDHC) study. Our CDHC study brochure discusses a 6-year study of nearly 1,700 large group customers who adopted Kaiser Permanente CDHC plans — and shows how our integrated care model helps maximize the cost savings, quality, and member engagement our CDHC plans offer.